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Dont’sDo not use your credit card to make house hold purchases.It’s expensive in the long runDo not just pay the minimal amount. 如果你觉得‘时间就是金钱’，你需要的是，能否上门办卡、送卡、缴款是否方便、客服电话服务质量、网上银行的相关服务项目等。