retirement allowance

基本解释

Article 9 Retirement pension and subsistence allowance for workers are paid by the management of their former enterprises;
第九条工人的退休费、退职生活费，企业单位，由企业行政支付；
91legalenglish.com
By this time, she had persuaded her father to take early retirement, and by making him a small financial allowance, she ensured that he dropped quietly out of sight.
那个时候她已经说服她的父亲接受一小笔津贴提前退休，以此确保他在她的世界里迅速失去音信。

In other words, the formula makes no allowance for contributions to a retirement plan while your kids are in school.
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